Download a free copy of Suze Orman's new book

Another year, another Suze Orman book ... or so it seems.

People tend to love her or hate her (I think she's pretty fabulous), but regardless of your sentiment for the fair-haired vixen of finance, Orman is currently offering free downloads of her new book, Suze Orman's 2009 Action Plan, at Oprah.com.

I watched Orman promoting the book on Oprah's show recently and was intrigued by the concept behind it. She sets it up as a true action plan, in that she lists various financial scenarios any of us could find ourselves in (i.e., should I pay off credit or save for an emergency fund, how should I pay for my rising mortgage, etc.) and responds to each scenario with realistic solutions. If your New Year's resolution was money-related, consider this book a manual for sticking to your goals and getting your fiscal life back in order. Especially since 2009 will be so economically pivotal in the wake of the subprime mess, credit crunch and stock market collapse of 2008.

"This is the year that will make you or break you," Orman told Oprah on the show, explaining that her new book "sets up a foundation to deal with everything that happened last year."

The complimentary downloads expire January 15th, so don't wait. And with it being free and all, now you can't argue that you don't have the money to buy a book about managing money!